Christmas may feel like a long time away, but it is never too early to start thinking about putting money aside to help with the costs.
Westcountry Savings and Loans, a credit union based in the South West, are currently offering a joining incentive for signing up to their Christmas savings account. You can make regular payments up to £200 per month into the account.
If you sign up to the account before 30 April 2024, you will get a £5 joining incentive paid directly into your account.
Funds from Christmas savings accounts are available to be withdrawn from 31 October 2024.